Thank you Vantis Life Insurance for sponsoring this post. Vantis Life Insurance makes it fun and easy to get life insurance and protect your family.
Let’s cover a serious parenting topic today: reasons moms needs life insurance.
When you’re a relatively young mother with small children like I am, it’s easy to brush off buying life insurance. It seems like there are already a plethora of living expenses and there’s simply no room in the budget for costs perceived as being unnecessary. Well guess what? If you have people in your life that depend on you, then you need life insurance. Your family’s financial obligations won’t disappear if something unexpected happens and you are no longer here to contribute. Your loved ones are left behind to carry that burden. This fact makes you stop and think, doesn’t it?
I’d like to clear away the confusion associated with purchasing life insurance.
Five Reasons Moms Needs Life Insurance
1. Replace your income (or your value)
Whether you bring home an actual paycheck or not, you have tremendous monetary value as a mother. In fact, Salary.com reports that homemakers are worth an estimated $178,000 in annual salary. If you or I were to pass away, our husbands would have to outsource all of the jobs that we do on a daily basis like child care, cooking, cleaning, laundry, carpool, and the like. Having life insurance removes this responsibility from our family’s shoulders.
2. Keep the house
In addition to providing income to cover everyday living expenses, life insurance covers important debts like the mortgage on your home. Can you imagine your loved ones losing both you and the house they love simultaneously? It’s a horrific thought but it happens all of the time, unfortunately. Life insurance means not being forced to sell your home for financial stability.
3. Pay for your funeral
Funerals are expensive, often costing between $7,000 and $10,000 dollars. My final wishes include prearranged funds to pay for my funeral and all associated costs. The payout from my life insurance policy will spare my family from incurring this large expense. Imagine the relief of knowing you will never leave your family with this obligation.
4. Be your family’s hero
I get it. The idea of leaving behind our kids is unfathomable. However, preparing for the unexpected is a smart move, one that can truly make you the hero if you did happen to pass away. It’s a selfless service that provides protection for your family in the most difficult of times. I don’t want to leave a legacy of debt and financial struggle to my sweet babies if I were to be taken from them and I bet you don’t either. When you can protect your family from the unexpected, you become their hero.
5. It’s not complicated
Life insurance is perceived as a complicated matter, I know, but it doesn’t have to be. With the right company, acquiring a policy can be almost effortless. The life insurance company that I use and highly recommend is Vantis Life. They’ve been servicing families like ours with ‘a better life experience’ for over 70 years. It only takes a few minutes to get an online quote at VantisLife.com! They even have a Needs Calculator to assess how much life insurance you need. Good news is, mama, the younger and healthier you are, the lower your term life insurance rates will be. I think you will be pleasantly surprised with the affordability of life insurance.
Click over to VantisLife.com today to get started on a quote. You’re only a few questions away from the peace of mind that comes from owning life insurance.